Credit Yogi

Does Repossession Affect Car Insurance

The effect of repossession on car insurance

[display_posts] Does Repossession Affect Car Insurance? While having your car repossessed doesn’t directly affect your insurance company, it will have a major effect on your credit score. Because of the fact many auto insurance companies use an applicant’s credit score as an underwriting tool, the major decrease in your credit score because of the repossession will […]

Car Loan After A Repossession

Car Loan After A Repossession

[display_posts] Car Loan After A Repossession How Long After a Repossession Will I be Able to Get a Car Loan Again? Facing repossession of your car can be stressful. Especially if you need your car to transport you back and forth between work or school. Another worry that may enter your mind is whether you […]

Bank Refuses to Repossess Defaulted Car Loan

Bank Refuses to Repossess Defaulted Car Loan

[display_posts] I Defaulted on my Car Loan but the Bank Won’t Take the Car Back. What can you do if you default on your car loan and can’t catch up? By voluntarily surrendering the vehicle to the title holder, you may avoid an even worse situation. The lender repossesses the car and resells it, possibly […]

Automobile Debt Help Stops Repossession

Automobile Debt Help Stops Repossession

[display_posts] Has your car loan gotten out of control? Most people buying a car are initially able to make the payments. However, problems can occur later creating automobile debt. An unforeseen reduction in disposable income may put them behind on payments and leave them seeking consumer automobile debt help for a car loan they can no longer afford. Effects […]

How to Get My Car Back After Repossession When I Can’t Pay Them

How to Get My Car Back After Repossession When I Can’t Pay Them

[display_posts] How to Get My Car Back After Repossession When I Can’t Pay Them It is not always a total loss when your car is repossessed. “According to NerdWallet, it is sometimes possible to reinstate the loan and work out a new payment plan, too.” They went on to further state this is contingent upon […]

Can a Repo Agent Go in Your Garage

Auto car

[display_posts] In most states, a repo agent is allowed to enter your property to seize the vehicle provided they do nothing to cause a breach of peace. This means they are not allowed to engage in physical force or make threats. A repo agent is also forbidden to break into a locked garage or any […]

Voluntary Car Repossession

[display_posts] Why Would Someone Voluntarily Get Their Car Repossessed? There are a number of reasons an individual might voluntarily agree to have their car repossessed. It costs the creditor a great deal of money when they have to look for the car, so when a debtor agrees to voluntarily surrender it, the creditor may look […]

How Can I Erase Repossession Automobile Debt?

Girl Thinking How Can I Erase Repossession Automobile Debt?

[display_posts] How Can I Erase Repossession Automobile Debt? Repossession is an extremely negative mark on your credit. No matter what the circumstances that led to repossession, you now have to face the fact it is on your credit report and will prevent you from obtaining new credit and maybe even a new job if the […]

Repossession Laws By State

[display_posts] How does your state handle auto repossession? Click on your state in the table below to see the repossession laws in that state. The government website displaying the law will open in a new tab. If you are facing repossession and would like to have an attorney file and automatic stay to stop a […]

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