Affordable Debt Solution For Your Unique Situation
Our large database of licensed financial and legal professionals, deal with your creditors efficiently - kickstart the process to get you back on track financially - and secure your credit worthiness.
Getting out of debt can be very difficult - without the right debt solution.
Meeting financial obligations in your daily life might have accumulated unforeseen debt for you.
Overtime, these debts become overwhelming because they originate from different sources. They could be secured debts (auto loans), unsecured debts (credit cards), revolving debts or mortgages.
This is where we come in. We ensure you get the best debt management services tailored to your unique situation.
From credit counseling to debt management. Debt consolidation as well as debt settlement. We are here to guide you to choose the best option.
The days of hastily filing for bankruptcy are over.
We also offer up to four free consultations with industry professionals without any obligation to hire. Our goal is to get you out of debt more quickly and at a cheaper rate.
Debt Solution Services
Debt Consolidation
Secure a good interest on your credit card debt and other unsecured loans - with a debt consolidation plan.
Debt Management Program
Our experienced debt resolution professional negotiates with your creditors to resolve your debt faster.
Credit Counseling
Our Credit Counselor gives you informed advice tailored to your budget and credit history.
Debt Settlement
Take advantage of the debt relief solution that negotiates a very reduced principal - hence paying your creditors more quickly.
Why Choose Credit Yogi?
What will You Get
4 free consultations for every User
We provide you with up to 4 15-minute private sessions with a debt resolution attorney near you, upon your request.
Lowest service commissions
You get the best debt relief services with the lowest commissions. One or all the debt resolution specialists work hard to earn your business.
Full and complete financial evaluation for free
You are entitled to extensive evaluation of your finances, which reveals savings potential. This service is 100% free to use.
Money management knowledge
You are also provided with money saving tutorials.
Large database of professionals
You take advantage of our large database of over 160,000 financial and legal professionals, bending over backwards to get new customers.
No obligation to hire
You will get free services and continue the conversation only with the companies that impress you.
Professional discretion and confidentiality
All your financial information is safe with us
Faq's
Although the debt recovery process may take only between 3 – 6 months, rebuilding your credit completely can take longer.
It is expected that 1 to 3 years is ample time for your credit to recover fully.
However, spendings made on new loans or credit cards after enrolling in the relief program, is not taken into account.
If you are in need of debt relief but concerned about your credit score, we make sure you speak to a certified debt resolution specialist. This way you understand your options.
You could simply type ‘debt attorney near me’, on a search engine, and click enter.
However, it might be difficult to ascertain if the attorney has any experience in debt collection defense, consumer law or the Fair Debt Collection Practices Act (FDCPA).
As a result of this, we make sure you are matched to an experienced attorney for your unique situation. This is made possible by our large database of legal professionals. Our attorney helps you create a favorable debt management plan.
Debt solution companies negotiate with your creditors with the sole objective of getting them to accept partial payment on the debts you owe.
Credit Yogi is a powerful resource that can effectively act as your debt resolution agency.
In the state of Pennsylvania, the initial agreement determines whether you are responsible for your spouse’s debt. For instance, you are accountable for your share of the debt if you entered a joint obligation with your spouse.
In the event of the death of your spouse, part of your late spouse’s debt becomes your responsibility. This happens if you signed as a guarantor or co-maker while making a purchase.
However, if you entered into a credit arrangement with your spouse, you are most likely not required to pay any part of the amount owed.
The debt solution to avoid are debt relief scams.
The red flags to look out for in a possible debt relief scam include:
- Predatory lending.
You need to avoid institutions that impose loan terms that are abusive and unfair to borrowers. This includes attaching a lien to your bank account, property or vehicle, with the hope that you default.
It could also be in the form of multiple payments in a month or weekly payments.
- Guaranteed loan approvals.
If you are offered automatic loan approval without any credit check, it is a ploy to scam you. This scam can also come in the form of short-term loans.
When a person or company asks for a fee before helping you resolve your debt, they are probably trying to rip you off.
This is the clearest sign of a debt relief scam.
We do not charge you any upfront fees. There is also no obligation to hire our debt resolution professional, even after free consultation.
Serious about resolving your debt problems?
