What Our Client Say
Debt Settlement
Work with creditors to reduce the amount of your debt and lower your interest rate.
Debt Consolidation
Get personal loans and other loans that combine all your debt into a single payment.
Credit Counseling
Work with a credit counselor to develop the best debt relief plan for paying off your debt.
Loan Foreclosure
Reclaim your property on which the lender holds a security interest.
Credit Repair Services
Correct errors on your credit report - and negotiate with creditors to reduce loan balances and interest rates.
Bankruptcy Solution
Choose the bankruptcy chapter that is best for your situation - and get your debt canceled.
Stopping Repossession
Get expert help on how to stop repossession of your home or car - if you are behind on your monthly payment.
Auto debt Solution
Choose the best way to pay off your automobile loan.
Tax debt services
Resolve any type of tax debt you have incurred to avoid penalties.
Talk to 4 Competing Experts.
Consult with 4 Independent Professionals. Compare options and verify the validity of other programs. This is the fastest and easiest way to achieve substantial results.
Reliable Relief Services.
You can rely on Credit Yogi to help you get back on track financially. We ensure you get help with money management. You are put on the path of becoming completely debt free.
Personalized Debt relief program.
You get the debt management plan that suits your unique situation. The debt relief program is tailored to you.
Top notch Security & Ethical Guidelines.
Your information is safe with us. You are protected from identity theft. We will never connect you with a program that is considered predatory or unfriendly.
Choose your own option.
The final decision is up to you. We only provide information on all options available.
24/7 live agent phone support.
You get 4 free consultations. These consultations help to guide you to the right decision. Afterwards, our toll free number is always available for additional support or other resources.
It is possible you will see a decline in your credit score at first.
However, the process of combining several debts into a new loan will most likely raise your credit score over the long term. This happens if you actually use the funds to pay off those debts promptly.
Adding to an existing debt load, negatively impacts credit scores.
With debt management programs, the consumer works with a nonprofit credit counseling agency. Together, they develop a repayment plan that is affordable.
The credit counselor intercedes on behalf of the consumer. This often involves either a reduction in the interest rate or a settlement.
Credit Yogi helps you get a debt management plan tailored to your unique situation. In time, your debt is completely eliminated.
You can obtain a mortgage after you complete the debt management plan. However, depending on your unique situation, you could be denied while you are still making payments.
There may still be some restrictions, after completing the plan. There are many factors including debt to income ratio and your current credit score.
The more time passes after you complete the plan, it becomes easier to get a mortgage with favorable terms.
Yes, credit repair companies are real. They help you repair your credit. They offer credit repair services to people who can’t do it themselves.
Some of the things a credit repair company can do for you include:
- Review the accuracy of your credit report.
- Dispute any inaccurate information on your behalf
- Follow up to ensure the removal of inaccurate information
Debt consolidation can lower your monthly payments. However, it is best to consolidate if your income can support the new monthly fee.
You should not consolidate if you are not able to meet your monthly debt payments.
